How Insurance Companies Try to Reduce Personal Injury Claims
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Most people don’t realize that insurance adjusters are trained to protect profits — not injured victims. Here are the most common tactics they use after an accident in California.
1. Offering a Low Settlement Immediately
The first offer is almost always the lowest. Insurance companies hope you’ll take quick cash before you know the full extent of your injuries.
2. Arguing Your Injuries Are Not Serious
They may claim:
- You delayed treatment
- You weren’t hurt badly
- Symptoms were “pre-existing”
- You don’t need further care
- You delayed treatment
- You weren’t hurt badly
- Symptoms were “pre-existing”
- You don’t need further care
3. Blaming You for the Accident
This is called comparative negligence. Even being blamed 20% can significantly reduce your payout.
4. Misrepresenting Your Rights
Some adjusters imply:
- You don’t need a lawyer
- You must give a recorded statement
- You must sign medical release forms
None of this is true.
- You don’t need a lawyer
- You must give a recorded statement
- You must sign medical release forms
None of this is true.
5. Dragging Out the Process
Delays pressure victims into settling cheaply.
How to Protect Yourself
- Get medical care immediately
- Document everything
- Don’t speak directly with insurance adjusters
- Hire an experienced California personal injury attorney
(818) 946-9911
info@alemilawgrp.com
- Document everything
- Don’t speak directly with insurance adjusters
- Hire an experienced California personal injury attorney
(818) 946-9911 info@alemilawgrp.com
