{"id":1916,"date":"2025-12-07T07:15:16","date_gmt":"2025-12-07T07:15:16","guid":{"rendered":"http:\/\/alemilawgrp.com\/?page_id=1916"},"modified":"2025-12-07T07:46:26","modified_gmt":"2025-12-07T07:46:26","slug":"como-intentan-las-companias-de-seguros-reducir-las-reclamaciones-por-danos-personales","status":"publish","type":"post","link":"https:\/\/alemilawgrp.com\/es\/2025\/12\/07\/como-intentan-las-companias-de-seguros-reducir-las-reclamaciones-por-danos-personales\/","title":{"rendered":"C\u00f3mo intentan las compa\u00f1\u00edas de seguros reducir las reclamaciones por da\u00f1os personales"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1916\" class=\"elementor elementor-1916\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e69c344 e-con-full e-flex e-con e-parent\" data-id=\"2e69c344\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b25ca74 elementor-widget elementor-widget-template\" data-id=\"5b25ca74\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"931\" class=\"elementor elementor-931\" data-elementor-post-type=\"elementor_library\">\n\t\t\t<div class=\"elementor-element elementor-element-a0f3392 e-flex e-con-boxed e-con e-parent\" data-id=\"a0f3392\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-54a5d19 e-con-full e-flex e-con e-child\" data-id=\"54a5d19\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daeeaa5 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"daeeaa5\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">C\u00f3mo intentan las compa\u00f1\u00edas de seguros reducir las reclamaciones por da\u00f1os personales<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-675e8bd elementor-icon-list--layout-inline elementor-align-center elementor-list-item-link-full_width elementor-invisible elementor-widget elementor-widget-icon-list\" data-id=\"675e8bd\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/alemilawgrp.com\/es\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Inicio<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">C\u00f3mo intentan las compa\u00f1\u00edas de seguros reducir las reclamaciones por da\u00f1os personales<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c11a65f e-flex e-con-boxed e-con e-parent\" data-id=\"7c11a65f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-274d5f53 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"274d5f53\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73f061e7 elementor-widget elementor-widget-image\" data-id=\"73f061e7\" data-element_type=\"widget\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/alemilawgrp.com\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_aedh9uaedh9uaedh_cleanup.jpg\" class=\"attachment-full size-full wp-image-1918\" alt=\"\" srcset=\"https:\/\/alemilawgrp.com\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_aedh9uaedh9uaedh_cleanup.jpg 1024w, https:\/\/alemilawgrp.com\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_aedh9uaedh9uaedh_cleanup-300x300.jpg 300w, https:\/\/alemilawgrp.com\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_aedh9uaedh9uaedh_cleanup-150x150.jpg 150w, https:\/\/alemilawgrp.com\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_aedh9uaedh9uaedh_cleanup-768x768.jpg 768w, https:\/\/alemilawgrp.com\/wp-content\/uploads\/2025\/12\/Gemini_Generated_Image_aedh9uaedh9uaedh_cleanup-12x12.jpg 12w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4653cad0 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"4653cad0\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:350}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2cc40f35 elementor-widget elementor-widget-heading\" data-id=\"2cc40f35\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">La mayor\u00eda de la gente no se da cuenta de que los ajustadores de seguros est\u00e1n entrenados para proteger las ganancias - no a las v\u00edctimas lesionadas. Aqu\u00ed est\u00e1n las t\u00e1cticas m\u00e1s comunes que utilizan despu\u00e9s de un accidente en California.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28ad434 elementor-widget elementor-widget-heading\" data-id=\"28ad434\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Ofrecer inmediatamente una liquidaci\u00f3n baja<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e401ce3 elementor-widget elementor-widget-heading\" data-id=\"7e401ce3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">La primera oferta es casi siempre la m\u00e1s baja. Las compa\u00f1\u00edas de seguros esperan que aceptes dinero r\u00e1pido antes de conocer el alcance total de tus lesiones.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcfabd6 elementor-widget elementor-widget-heading\" data-id=\"fcfabd6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Argumentar que sus lesiones no son graves<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-695360d9 elementor-widget elementor-widget-heading\" data-id=\"695360d9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Pueden alegar:<br><br>\n- Ha retrasado el tratamiento<br>\n- No estabas malherido<br>\n- Los s\u00edntomas eran \u201cpreexistentes\u201d<br>\n- No necesita m\u00e1s cuidados<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bec8c47 elementor-widget elementor-widget-heading\" data-id=\"bec8c47\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Culparte del accidente<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c39c1f6 elementor-widget elementor-widget-heading\" data-id=\"c39c1f6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Esto se llama <b>negligencia comparativa<\/b>. Incluso ser culpado 20% puede reducir significativamente su pago.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa778cd elementor-widget elementor-widget-heading\" data-id=\"aa778cd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Tergiversaci\u00f3n de sus derechos\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cad226 elementor-widget elementor-widget-heading\" data-id=\"1cad226\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Algunos ajustadores insin\u00faan:<br><br>\n- No necesitas abogado<br>\n- Debe hacer una declaraci\u00f3n grabada<br>\n- Debe firmar los formularios de autorizaci\u00f3n m\u00e9dica<br><br>\nNada de esto es cierto.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5df6bd6 elementor-widget elementor-widget-heading\" data-id=\"5df6bd6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Arrastrar el proceso<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-730e3dc elementor-widget elementor-widget-heading\" data-id=\"730e3dc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Los retrasos presionan a las v\u00edctimas para que lleguen a un acuerdo barato.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4bec2560 e-con-full e-flex e-con e-child\" data-id=\"4bec2560\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b4bf2c3 elementor-widget elementor-widget-heading\" data-id=\"4b4bf2c3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">C\u00f3mo protegerse<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fb1ebc elementor-widget elementor-widget-heading\" data-id=\"1fb1ebc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">- Obtenga atenci\u00f3n m\u00e9dica inmediatamente<br>\n- Docum\u00e9ntelo todo<br>\n- No hable directamente con los peritos de seguros<br>\n- Contratar a un abogado con experiencia en lesiones personales en California<br>\n<br>\n\n<img decoding=\"async\" role=\"img\" class=\"emoji\" alt=\"\ud83d\udcde\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f4de.svg\"> <b>(818) 946-9911<\/b><br><br>\n<img decoding=\"async\" role=\"img\" class=\"emoji\" alt=\"\ud83d\udce9\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/svg\/1f4e9.svg\"> <b>info@alemilawgrp.com<\/b><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div>","protected":false},"excerpt":{"rendered":"<p>Most people don\u2019t realize that insurance adjusters are trained to protect profits \u2014 not injured victims. Here are the most common tactics they use after an accident in California. 1. Offering a Low Settlement Immediately The first offer is almost always the lowest. Insurance companies hope you\u2019ll take quick cash before you know the full [&hellip;]<\/p>","protected":false},"author":1,"featured_media":1918,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"postBodyCss":"","postBodyMargin":[],"postBodyPadding":[],"postBodyBackground":{"backgroundType":"classic","gradient":""},"footnotes":""},"categories":[14],"tags":[],"class_list":["post-1916","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-injury"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Insurance Companies Try to Reduce Personal Injury Claims - Alemi Law<\/title>\n<meta name=\"description\" content=\"Learn how insurance companies try to reduce personal injury claims and what you can do to protect your rights and compensation. 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